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Uninsured, Underinsured Motorists

Birmingham Uninsured, Underinsured Motorist Legal Help

While auto insurance is required to operate a vehicle in Alabama, many insurance policies also contain coverage for damages in an accident with an uninsured or underinsured driver. However, like other types of insurance claims, insurance companies sometimes attempt to avoid paying uninsured and underinsured motorist claims.

At the Birmingham law firm of Jaffe, Strickland, Drennan & Dodd P.C., our attorneys believe car accidents are difficult enough for clients without added stress from denied uninsured or underinsured claims. Contact our injury accident lawyers to learn how we can help you recover all the benefits you deserve following a personal injury accident, such as:

In an accident caused by a negligent driver without insurance, victims with uninsured underinsured motorist coverage should collect the full amount from their own insurance company, up to their policy limits. If the negligent driver only had liability insurance, but not enough to cover the victim's damages, an accident victim may be entitled to recover policy limits from the negligent driver and the remainder from their insurance carrier.

Experienced Guidance through the Claim Process

Pursuing claims in accidents involving large insurance companies can be frustrating and difficult. Claim center staffs do not always understand how insurance applies and claims adjusters push hard to reduce or eliminate payments. We know the insurance laws and how to interpret complex policy language, including uninsured and underinsured motorist coverage. We can help handle your claim to ensure you receive the financial compensation you need to pay your expenses and move on with your life.

If you are in an accident with an uninsured or underinsured motorist, contact a lawyer from Jaffe, Strickland, Drennan & Dodd, P.C., or call us at 205-930-9800 to arrange a consultation.